Chapter 4 - 3: Discretionary Third-Party Distributions.

Distributions to non-descendant dependents (including Talia Wescott) shall be capped at the initial corpus of the Wescott Sub-Trust ($200,000 plus accrued interest) and shall NOT, under any circumstance, be drawn from the Primary Educational Trust without the explicit, notarized, and uncoerced consent of Marlowe Keating upon reaching her seventeenth year.
Marlowe closed the binder.
A cold, vicious clarity settled in her chest.
Talia had applied to Sarah Lawrence, NYU, and an elite private liberal arts college in Vermont—institutions that charged upwards of eighty-five thousand dollars a year. Her grades were abysmal, but her personal statement, heavily edited by Lydia, was an epic tragedy detailing her survival of a fiery inferno and her struggles with post-traumatic stress.
Two of those schools had waitlisted her; one had offered provisional acceptance—contingent on full, unassisted tuition payment.
The two hundred thousand dollars Richard had set aside for Talia had already been plundered.
Lydia had spent it over eight years on private horseback riding lessons, elite summer drama camps in the Berkshires, personal tutors that Talia never listened to, and holistic anxiety therapists who charged five hundred dollars an hour to tell Talia that expectations were a form of violence.
The Wescott Sub-Trust was empty.
And Marlowe’s acceptance letter from the Massachusetts Institute of Technology—carrying an unassisted tuition bill that her grandfather's trust was explicitly built to cover—had arrived in her personal email inbox that very morning.
They were going to come for her trust fund.
It was not a suspicion; it was an inevitability.
The scene she had envisioned during her breakdown—the future that had appeared before her eyes like a vivid nightmare—was not a fantasy. It was an accurate forecast of their desperation.
Her phone vibrated on the desk.
It was an email notification from the Briarcrest Academic Portal:
URGENT: Request for Senior Class Rank Recalculation submitted by Parent Liaison: Garrick Keating.
Status: Under Review by Headmaster’s Office.
Marlowe stared at the screen.
Her father was attempting to petition the school to alter the weighted ranking algorithm to obscure Talia’s placement.
"You really don't know who you're dealing with, do you?" she whispered to the empty room.
She picked up her phone, opened her contact list, and dialed a number she hadn't called in three years.
The line rang twice.
May you like
"Arthur Pendelton's office. This is Arthur."
"Uncle Arthur," Marlowe said, her voice steady and clear as glass. "It’s Marlowe Keating. I think it’s time we audited my grandfather's trust."